Short answer
Extra mileage increases variable cost directly while many fixed costs stay unchanged. Calculate energy precisely, add maintenance and test incremental depreciation as a separate range.
Important variables
- Equal holding period and mileage
- Net sale proceeds and contract cost
- Energy, maintenance and insurance
- Liquidity and finance rate
Worked example
5,000 km at 20 kWh/100 km and €0.40/kWh costs €400 electricity. At 7 l/100 km and €1.85/l it is €647.50 fuel.
Break-even: What changes the result?
Test the main driver as a cautious, central and optimistic range. Also check whether the ranking reverses at a crossover or remains robust across the range.
Common mistakes
- Comparing monthly payments only
- Treating resale as certain
- Omitting one-offs or mileage
Sources & assumptions
- Bundesministerium der Finanzen — Steuerbefreiung für Elektroautos (2026-08-17)
- RATIOXA — Methodology and formulas (2026-08-17)
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