DISCOVER · RATIOXA TOOLS

Find the right calculator.

Filter by decision area, see the outputs and continue with a transparent model.

DECISION HELPER

Not sure which calculator you need?

What are you deciding about?

Energy

Battery storage

Cycles, efficiency, degradation and net present value.

Outputs
NPV · Payback
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Tools

Break-even

Break-even from fixed costs and contribution margin.

Outputs
Break-even volume
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Money

Check refinancing

Interest saving after term, fees and early repayment cost.

Outputs
Saving · Fee break-even
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Money

Compound interest

Future value, contributions, gain and real purchasing power.

Outputs
Future value · Real purchasing power
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Energy

Does solar pay?

Self-consumption, export, NPV, IRR and payback.

Outputs
NPV · Payback
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Energy

Energy cost

Project consumption, tariff and price changes.

Outputs
Total cost · Monthly average
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Cars

EV or petrol car?

TCO from depreciation, energy, tax, maintenance and charger.

Outputs
TCO · Cost per kilometre
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Cars

Finance or pay cash?

Loan rate versus the opportunity cost of capital.

Outputs
Finance cost · Return crossover
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Cars

Full car cost

Cost per month and kilometre, not just purchase price.

Outputs
Total cost · Month & kilometre
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Energy

Heat pump or gas?

Present-value comparison of investment, efficiency and energy.

Outputs
Present-value cost · SCOP crossover
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Home

How much home fits?

Indicative range from budget, rate, down payment and costs.

Outputs
Purchase-price range
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Tools

Inflation

Future price and purchasing power today.

Outputs
Purchasing power
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Cars

Lease or buy?

Total cost, finance, resale value and your crossovers.

Outputs
Total cost · Resale crossover
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Cars

Leasing factor

Normalise rate, upfront payment and delivery cost.

Outputs
Effective leasing factor
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Money

Loan calculator

Payment, interest, total cost and extra repayment.

Outputs
Payment · Interest
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Home

Mortgage calculator

Payment, interest, balance and extra repayment.

Outputs
Payment · Balance
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Tools

Percentage change

Relative and absolute change between two values.

Outputs
Percentage change
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Home

Rent or buy?

Net wealth, remaining debt, rent and invested difference.

Outputs
Net wealth · Break-even year
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Money

Repay or invest?

Guaranteed interest saving versus uncertain after-tax return.

Outputs
Future value · Return crossover
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Tools

ROI

Relate investment outcome to capital used.

Outputs
ROI
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