RATIOXA TOOLS · Decision tool

Percentage change

Calculate relative and absolute change between two values.

2 inputsQuick comparisonSaved locally on this device.

Your assumptions

How much did the value change?

● Saved locally on this device.
Example scenario
Start from
Example assumption
Example assumption
DECISION PACK

Percentage change

Created: 18/08/2026 · percentage@5.0

Important: General calculation tool; check inputs and context before making a decision.

Result · Why?

Close result — only 25% apart

Absolute change is measured relative to the magnitude of the starting value.

Difference25%

Percentage change

Absolute change30%

Zero line

Absolute change is measured relative to the magnitude of the starting value.

Result robustness

Robust within tested range

The leading option remains ahead across the automatic ±10% input tests.

  1. Starting valueApprox. change in result: 13.89%
  2. New valueApprox. change in result: 12.5%

TRUST CHECK

Fair Comparison Check

✓
The comparison is structurally fair
  • ✓Same comparison horizon
  • ✓Comparable cash flows
  • ✓Residual values and balances included
  • ✓Inputs are internally consistent
Not included in the model
  • Contract terms, eligibility and taxes outside the entered values
  • Personal risk tolerance and liquidity needs
  • Professional legal, tax, finance or energy advice

Assumption freshness

Decision readiness

○
2 core inputs still use example values

0/2 inputs replaced with your own or transferred values · 4 real-world details still worth checking

  • ○ Have both alternatives been compared over the same period?
  • ○ Are all one-off costs and fees confirmed?
  • ○ Are resale value, remaining debt and end assets documented?
  • ○ Have you tested a cautious range for uncertain assumptions?

TRANSPARENT MATH

Formula inspector

Calculation steps

  1. Percentage change = (new − old) ÷ |old| × 100.

Substitution with your values

Sum of displayed components A = 30.00 = 30.00Sum of displayed components B = 0.00 = 0.00Total: 25.00 / 0.00

Important: General calculation tool; check inputs and context before making a decision.

WHAT-IF

Snapshot current scenario

IMPORTANT DOCUMENTS

Prepare the decision

● Saved locally

QUESTIONS TO ASK

Ask before you sign

  1. What is the effective APR?
  2. Can I make additional repayments?
  3. Which early repayment fees apply?

Next useful step

Did this help you understand the decision?