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RATIOXA TOOLS · Decision tool

Inflation calculator

Show a future price and the remaining purchasing power of today’s amount.

3 inputsQuick comparisonSaved locally on this device.

Your assumptions

What remains of today’s purchasing power?

● Saved locally on this device.
Example scenario
Start from
€
Example assumption
%
Example assumption
years
Example assumption
DECISION PACK

Inflation calculator

Created: 18/08/2026 · inflation@5.0

Important: General calculation tool; check inputs and context before making a decision.

Result · Why?

Close result — only €2,188 apart

The result shows purchasing power in today’s euros, not an account balance.

Difference€2,188
Future comparison price€12,801

End purchasing power

Purchasing-power loss€2,188

Amount today

Future price of the same basket€12,801

Result robustness

Robust within tested range

The leading option remains ahead across the automatic ±10% input tests.

  1. Amount todayApprox. change in result: €219
  2. PeriodApprox. change in result: €195
  3. Annual inflationApprox. change in result: €193

TRUST CHECK

Fair Comparison Check

✓
The comparison is structurally fair
  • ✓Same comparison horizon
  • ✓Comparable cash flows
  • ✓Residual values and balances included
  • ✓Inputs are internally consistent
Not included in the model
  • Contract terms, eligibility and taxes outside the entered values
  • Personal risk tolerance and liquidity needs
  • Professional legal, tax, finance or energy advice

Assumption freshness

Decision readiness

○
3 core inputs still use example values

0/3 inputs replaced with your own or transferred values · 4 real-world details still worth checking

  • ○ Have both alternatives been compared over the same period?
  • ○ Are all one-off costs and fees confirmed?
  • ○ Are resale value, remaining debt and end assets documented?
  • ○ Have you tested a cautious range for uncertain assumptions?

TRANSPARENT MATH

Formula inspector

Calculation steps

  1. Purchasing power = amount ÷ (1 + inflation)^years.

Substitution with your values

Sum of displayed components A = 2188.02 = 2188.02Sum of displayed components B = 12800.85 = 12800.85Total: 7811.98 / 10000.00

Important: General calculation tool; check inputs and context before making a decision.

WHAT-IF

Snapshot current scenario

IMPORTANT DOCUMENTS

Prepare the decision

● Saved locally

QUESTIONS TO ASK

Ask before you sign

  1. What is the effective APR?
  2. Can I make additional repayments?
  3. Which early repayment fees apply?

Next useful step

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