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Decide on a home purchase

Put budget, transaction costs, finance and holding period into a robust sequence.

What you will be able to doYou can separate affordability from economics and model key risks as scenarios.
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01
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Budget before price

Derive a sustainable payment from your household.

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02
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Capture transaction costs

Include costs that do not build equity.

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03
glossary

Loan-to-value

Place equity and lending risk in context.

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04
calculator

Test affordability

Test payment, reserve and price range.

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05
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Rent versus buy

Compare ending wealth and crossovers.

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