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Maintenance reserve
Planned amount for long-term repairs and replacement. It prevents ownership being assessed only by the mortgage payment.
Simple definition
Planned amount for long-term repairs and replacement. It prevents ownership being assessed only by the mortgage payment.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
Roof, heating or façade costs are irregular but should be represented as an ongoing reserve.