Home · RATIOXA GLOSSARY
Equity
Own funds not supplied by the mortgage. A liquidity reserve should be considered separately.
Simple definition
Own funds not supplied by the mortgage. A liquidity reserve should be considered separately.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
Paying transaction costs from equity reduces the loan but uses liquidity.