Home · RATIOXA GLOSSARY
Initial repayment rate
Principal repaid in the first year relative to the original loan.
Simple definition
Principal repaid in the first year relative to the original loan.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
A 2% initial repayment on €300,000 is €6,000 in the first year.