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Lease, buy, finance or switch to electric? Compare complete economic costs.

Lease or buy?Total cost, finance, resale value and your crossovers.Finance or pay cash?Loan rate versus the opportunity cost of capital.EV or petrol car?TCO from depreciation, energy, tax, maintenance and charger.Full car costCost per month and kilometre, not just purchase price.View all tools →

Compare wealth paths, mortgages and a transparent affordability range.

Rent or buy?Net wealth, remaining debt, rent and invested difference.Mortgage calculatorPayment, interest, balance and extra repayment.How much home fits?Indicative range from budget, rate, down payment and costs.View all tools →

Evaluate investments through real cash flows, NPV, IRR and robust break-even points.

Does solar pay?Self-consumption, export, NPV, IRR and payback.Heat pump or gas?Present-value comparison of investment, efficiency and energy.Battery storageCycles, efficiency, degradation and net present value.Energy costProject consumption, tariff and price changes.View all tools →

Refinance, repay or invest? Equal time horizons and transparent interest logic.

Check refinancingInterest saving after term, fees and early repayment cost.Repay or invest?Guaranteed interest saving versus uncertain after-tax return.Loan calculatorPayment, interest, total cost and extra repayment.Compound interestFuture value, contributions, gain and real purchasing power.View all tools →

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