Money · GUIDED PATH

Balance debt and investing

Make certain interest savings and uncertain market returns comparable.

What you will be able to doYou can identify the mathematical crossover without ignoring risk and liquidity.
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01
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Read loan costs

Separate interest, fees and principal.

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02
glossary

Expected return

Treat return as an uncertain assumption.

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03
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Certain versus uncertain

Compare net effects and risk profiles.

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04
calculator

Calculate the crossover

Stress return, rate and time horizon.

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05
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Think in scenarios

Form a robust decision rather than a forecast.

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