Money · RATIOXA GLOSSARY
Personal offered rate
Specific rate from an individual credit offer with its conditions.
Simple definition
Specific rate from an individual credit offer with its conditions.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
A 4.6% APR from the offer is the appropriate calculator input.