Cars · RATIOXA GLOSSARY
Effective lease payment
Monthly equivalent of regular payments and unavoidable one-off costs over the term.
Simple definition
Monthly equivalent of regular payments and unavoidable one-off costs over the term.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
A €399 payment, €3,600 upfront and €1,200 delivery produce about €532 effective monthly cost over 36 months.