Money · RATIOXA GLOSSARY

ECB key rate

Umbrella term for Eurosystem policy rates; not a personal loan rate.

01

Simple definition

Umbrella term for Eurosystem policy rates; not a personal loan rate.

02

Why it matters

This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.

03

Worked example

A 2.4% key rate must not be entered as an offered APR.