Money · RATIOXA GLOSSARY
Bank Lending Survey
Recurring survey of credit supply, standards and demand; not a loan-price database.
Simple definition
Recurring survey of credit supply, standards and demand; not a loan-price database.
Why it matters
This term changes how inputs, cash flows or results should be interpreted. RATIOXA keeps it explicit so two options are compared on the same basis.
Worked example
+7% net measures response balances, not seven rate points.