<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>RATIOXA News</title><link>https://ratioxa.com/en/news/</link><description>Sourced developments that may affect a decision.</description><language>en-GB</language><item><title>ECB keeps key interest rates unchanged after June increase</title><link>https://ratioxa.com/en/news/ecb-key-rates-july-2026/</link><guid>https://ratioxa.com/en/news/ecb-key-rates-july-2026/</guid><description>On 23 July 2026 the ECB kept its three key rates at 2.25%, 2.40% and 2.65%.</description><pubDate>Thu, 23 Jul 2026 12:00:00 GMT</pubDate><category>money</category><source url="https://www.ecb.europa.eu/press/pr/date/2026/html/ecb.mp260723~29f24d99bc.en.html">European Central Bank</source></item><item><title>German banks tightened credit standards in Q2 2026</title><link>https://ratioxa.com/en/news/german-bank-credit-standards-q2-2026/</link><guid>https://ratioxa.com/en/news/german-bank-credit-standards-q2-2026/</guid><description>The Bundesbank reported tighter standards in all three surveyed loan categories.</description><pubDate>Tue, 21 Jul 2026 10:00:00 GMT</pubDate><category>home</category><source url="https://www.bundesbank.de/en/press/press-releases/july-results-of-the-bank-lending-survey-in-germany-941388">Deutsche Bundesbank</source></item><item><title>KfW heating-subsidy conditions changed on 21 July 2026</title><link>https://ratioxa.com/en/news/kfw-heating-subsidy-july-2026/</link><guid>https://ratioxa.com/en/news/kfw-heating-subsidy-july-2026/</guid><description>Programme 458 has revised eligible-cost caps and bonus rules; the efficiency bonus and emissions supplement were removed.</description><pubDate>Wed, 08 Jul 2026 10:00:00 GMT</pubDate><category>energy</category><source url="https://www.kfw.de/%C3%9Cber-die-KfW/Newsroom/Aktuelles/Pressemitteilungen-Details_900928.html">KfW Bankengruppe</source></item><item><title>German EV vehicle-tax exemption extended</title><link>https://ratioxa.com/en/news/german-ev-vehicle-tax-extension/</link><guid>https://ratioxa.com/en/news/german-ev-vehicle-tax-extension/</guid><description>Pure EVs first registered by the end of 2030 may qualify for up to ten years, capped at the end of 2035.</description><pubDate>Wed, 15 Oct 2025 10:00:00 GMT</pubDate><category>cars</category><source url="https://www.bundesfinanzministerium.de/Content/DE/Pressemitteilungen/Finanzpolitik/2025/10/2025-10-15-steuerbefreiung-fuer-elektroautos.html">German Federal Ministry of Finance</source></item></channel></rss>